43611 — Lucas County, Ohio Market Snapshot
Housing market data for zip code 43611 in Lucas County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
57 sales in 2026 (year to date)
Median Sale Price
$176,000
Days to Sell
36
Homes Sold
57
Inventory
42
Sale-to-List
99.7%
New Listings
68
Price/SqFt
$152
Pending Sales
69
Conforming Loan Available
Most homebuyers in 43611 can comfortably use conventional financing. The median home price of $176,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43611's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43611 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43611 can comfortably use conventional financing. The median home price of $176,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43611 are set at the county level.
2026 Loan Limits — Lucas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 43611
To purchase the median home at $176,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,498.
Monthly Payment
$1,498
Income Required
$64,220
Principal & Interest
$1,084/mo
Down Payment (5%)
$8,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43611.
Estimated Monthly Payment
$1,239
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