43001 — Licking County, Ohio Market Snapshot
Housing market data for zip code 43001 in Licking County, Ohio. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Licking County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$738,750
Days to Sell
99
Homes Sold
4
Inventory
10
Conforming Loan Available
The median home in 43001 at $738,750 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 99 days on average, 43001 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 43001 at $738,750 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 43001 are set at the county level.
2026 Loan Limits — Licking County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43001
To purchase the median home at $738,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,810.
Monthly Payment
$5,810
Income Required
$249,003
Principal & Interest
$4,552/mo
Down Payment (5%)
$36,938
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43001.
Estimated Monthly Payment
$4,722
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 43001. Tell us what you're looking for.