43953 — Jefferson County, Ohio Market Snapshot
Housing market data for zip code 43953 in Jefferson County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
31 sales in 2026 (year to date)
Median Sale Price
$206,900
Days to Sell
59
Homes Sold
31
Inventory
39
Sale-to-List
95.4%
New Listings
48
Price/SqFt
$156
Pending Sales
46
Conforming Loan Available
Most homebuyers in 43953 can comfortably use conventional financing. The median home price of $206,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43953's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 43953 sells for 4.6% below asking price (95.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 43953 can comfortably use conventional financing. The median home price of $206,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43953 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 43953
To purchase the median home at $206,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,735.
Monthly Payment
$1,735
Income Required
$74,366
Principal & Interest
$1,275/mo
Down Payment (5%)
$10,345
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43953.
Estimated Monthly Payment
$1,430
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