44817 — Hancock County, Ohio Market Snapshot
Housing market data for zip code 44817 in Hancock County, Ohio. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Hancock County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$172,025
Days to Sell
33
Homes Sold
2
Inventory
1
Conforming Loan Available
Most homebuyers in 44817 can comfortably use conventional financing. The median home price of $172,025 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44817's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 44817 can comfortably use conventional financing. The median home price of $172,025 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44817 are set at the county level.
2026 Loan Limits — Hancock County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44817
To purchase the median home at $172,025 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,468.
Monthly Payment
$1,468
Income Required
$62,914
Principal & Interest
$1,060/mo
Down Payment (5%)
$8,601
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44817.
Estimated Monthly Payment
$1,215
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