43232 — Franklin County, Ohio Market Snapshot
Housing market data for zip code 43232 in Franklin County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
86 sales in 2026 (year to date)
Median Sale Price
$238,200
Days to Sell
54
Homes Sold
86
Inventory
87
Sale-to-List
99.2%
New Listings
126
Price/SqFt
$166
Pending Sales
124
Conforming Loan Available
Most homebuyers in 43232 can comfortably use conventional financing. The median home price of $238,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43232's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43232 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43232 can comfortably use conventional financing. The median home price of $238,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43232 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43232
To purchase the median home at $238,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,975.
Monthly Payment
$1,975
Income Required
$84,643
Principal & Interest
$1,468/mo
Down Payment (5%)
$11,910
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43232.
Estimated Monthly Payment
$1,624
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