43229 — Franklin County, Ohio Market Snapshot
Housing market data for zip code 43229 in Franklin County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
88 sales in 2026 (year to date)
Median Sale Price
$295,750
Days to Sell
39
Homes Sold
88
Inventory
41
Sale-to-List
100.8%
New Listings
99
Price/SqFt
$190
Pending Sales
100
Conforming Loan Available
Most homebuyers in 43229 can comfortably use conventional financing. The median home price of $295,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43229's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43229 (100.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43229 can comfortably use conventional financing. The median home price of $295,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43229 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43229
To purchase the median home at $295,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,416.
Monthly Payment
$2,416
Income Required
$103,540
Principal & Interest
$1,822/mo
Down Payment (5%)
$14,788
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43229.
Estimated Monthly Payment
$1,980
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