43201 — Franklin County, Ohio Market Snapshot
Housing market data for zip code 43201 in Franklin County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$379,450
Days to Sell
106
Homes Sold
14
Inventory
40
Sale-to-List
97.9%
New Listings
35
Price/SqFt
$275
Pending Sales
23
Conforming Loan Available
Most homebuyers in 43201 can comfortably use conventional financing. The median home price of $379,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 106 days on average, 43201 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 43201 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 43201 can comfortably use conventional financing. The median home price of $379,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43201 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43201
To purchase the median home at $379,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,057.
Monthly Payment
$3,057
Income Required
$131,024
Principal & Interest
$2,338/mo
Down Payment (5%)
$18,973
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43201.
Estimated Monthly Payment
$2,498
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