43147 — Fairfield County, Ohio Market Snapshot
Housing market data for zip code 43147 in Fairfield County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
158 sales in 2026 (year to date)
Median Sale Price
$439,375
Days to Sell
43
Homes Sold
158
Inventory
163
Sale-to-List
100.0%
New Listings
240
Price/SqFt
$182
Pending Sales
215
Conforming Loan Available
Most homebuyers in 43147 can comfortably use conventional financing. The median home price of $439,375 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43147's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43147 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43147 can comfortably use conventional financing. The median home price of $439,375 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43147 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43147
To purchase the median home at $439,375 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,516.
Monthly Payment
$3,516
Income Required
$150,701
Principal & Interest
$2,707/mo
Down Payment (5%)
$21,969
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43147.
Estimated Monthly Payment
$2,869
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