43136 — Fairfield County, Ohio Market Snapshot
Housing market data for zip code 43136 in Fairfield County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$402,466
Days to Sell
52
Homes Sold
15
Inventory
12
Sale-to-List
99.2%
New Listings
19
Price/SqFt
$189
Pending Sales
14
Conforming Loan Available
Most homebuyers in 43136 can comfortably use conventional financing. The median home price of $402,466 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43136's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43136 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43136 can comfortably use conventional financing. The median home price of $402,466 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43136 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43136
To purchase the median home at $402,466 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,234.
Monthly Payment
$3,234
Income Required
$138,582
Principal & Interest
$2,480/mo
Down Payment (5%)
$20,123
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43136.
Estimated Monthly Payment
$2,641
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 43136. Tell us what you're looking for.