43065 — Delaware County, Ohio Market Snapshot
Housing market data for zip code 43065 in Delaware County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
216 sales in 2026 (year to date)
Median Sale Price
$536,960
Days to Sell
62
Homes Sold
216
Inventory
190
Sale-to-List
100.1%
New Listings
258
Price/SqFt
$218
Pending Sales
268
Conforming Loan Available
Most homebuyers in 43065 can comfortably use conventional financing. The median home price of $536,960 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 43065 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 43065 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43065 can comfortably use conventional financing. The median home price of $536,960 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43065 are set at the county level.
2026 Loan Limits — Delaware County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43065
To purchase the median home at $536,960 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,264.
Monthly Payment
$4,264
Income Required
$182,744
Principal & Interest
$3,309/mo
Down Payment (5%)
$26,848
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43065.
Estimated Monthly Payment
$3,473
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