44141 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44141 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$324,076
Days to Sell
23
Homes Sold
14
Inventory
15
Sale-to-List
97.9%
New Listings
23
Price/SqFt
$182
Pending Sales
19
Conforming Loan Available
Most homebuyers in 44141 can comfortably use conventional financing. The median home price of $324,076 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44141 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 44141 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 44141 can comfortably use conventional financing. The median home price of $324,076 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44141 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44141
To purchase the median home at $324,076 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,633.
Monthly Payment
$2,633
Income Required
$112,841
Principal & Interest
$1,997/mo
Down Payment (5%)
$16,204
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44141.
Estimated Monthly Payment
$2,156
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