44132 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44132 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
47 sales in 2026 (year to date)
Median Sale Price
$150,000
Days to Sell
23
Homes Sold
47
Inventory
20
Sale-to-List
99.4%
New Listings
34
Price/SqFt
$111
Pending Sales
44
Conforming Loan Available
Most homebuyers in 44132 can comfortably use conventional financing. The median home price of $150,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44132 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44132 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44132 can comfortably use conventional financing. The median home price of $150,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44132 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44132
To purchase the median home at $150,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,299.
Monthly Payment
$1,299
Income Required
$55,682
Principal & Interest
$924/mo
Down Payment (5%)
$7,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44132.
Estimated Monthly Payment
$1,078
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