44129 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44129 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
93 sales in 2026 (year to date)
Median Sale Price
$236,000
Days to Sell
10
Homes Sold
93
Inventory
27
Sale-to-List
100.9%
New Listings
103
Price/SqFt
$170
Pending Sales
101
Conforming Loan Available
Most homebuyers in 44129 can comfortably use conventional financing. The median home price of $236,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44129 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44129 (100.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44129 can comfortably use conventional financing. The median home price of $236,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44129 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44129
To purchase the median home at $236,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,958.
Monthly Payment
$1,958
Income Required
$83,921
Principal & Interest
$1,454/mo
Down Payment (5%)
$11,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44129.
Estimated Monthly Payment
$1,611
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 44129. Tell us what you're looking for.