44127 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44127 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$51,500
Days to Sell
39
Homes Sold
10
Inventory
6
Sale-to-List
95.3%
New Listings
12
Price/SqFt
$46
Pending Sales
12
Conforming Loan Available
Most homebuyers in 44127 can comfortably use conventional financing. The median home price of $51,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44127's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 44127 sells for 4.7% below asking price (95.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 44127 can comfortably use conventional financing. The median home price of $51,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44127 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44127
To purchase the median home at $51,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $545.
Monthly Payment
$545
Income Required
$23,339
Principal & Interest
$317/mo
Down Payment (5%)
$2,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44127.
Estimated Monthly Payment
$469
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 44127. Tell us what you're looking for.