44126 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44126 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
62 sales in 2026 (year to date)
Median Sale Price
$315,762
Days to Sell
8
Homes Sold
62
Inventory
13
Sale-to-List
101.8%
New Listings
61
Price/SqFt
$215
Pending Sales
67
Conforming Loan Available
Most homebuyers in 44126 can comfortably use conventional financing. The median home price of $315,762 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44126 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44126 (101.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44126 can comfortably use conventional financing. The median home price of $315,762 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44126 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44126
To purchase the median home at $315,762 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,569.
Monthly Payment
$2,569
Income Required
$110,112
Principal & Interest
$1,946/mo
Down Payment (5%)
$15,788
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44126.
Estimated Monthly Payment
$2,104
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 44126. Tell us what you're looking for.