44125 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44125 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
87 sales in 2026 (year to date)
Median Sale Price
$156,000
Days to Sell
47
Homes Sold
87
Inventory
44
Sale-to-List
99.1%
New Listings
95
Price/SqFt
$127
Pending Sales
106
Conforming Loan Available
Most homebuyers in 44125 can comfortably use conventional financing. The median home price of $156,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44125's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 44125 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44125 can comfortably use conventional financing. The median home price of $156,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44125 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44125
To purchase the median home at $156,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,345.
Monthly Payment
$1,345
Income Required
$57,652
Principal & Interest
$961/mo
Down Payment (5%)
$7,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44125.
Estimated Monthly Payment
$1,115
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 44125. Tell us what you're looking for.