44124 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44124 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
129 sales in 2026 (year to date)
Median Sale Price
$280,460
Days to Sell
21
Homes Sold
129
Inventory
62
Sale-to-List
101.7%
New Listings
167
Price/SqFt
$178
Pending Sales
168
Conforming Loan Available
Most homebuyers in 44124 can comfortably use conventional financing. The median home price of $280,460 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44124 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44124 (101.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44124 can comfortably use conventional financing. The median home price of $280,460 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44124 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44124
To purchase the median home at $280,460 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,299.
Monthly Payment
$2,299
Income Required
$98,520
Principal & Interest
$1,728/mo
Down Payment (5%)
$14,023
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44124.
Estimated Monthly Payment
$1,886
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