44108 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44108 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$138,300
Days to Sell
18
Homes Sold
18
Inventory
26
Sale-to-List
99.5%
New Listings
40
Price/SqFt
$57
Pending Sales
31
Conforming Loan Available
Most homebuyers in 44108 can comfortably use conventional financing. The median home price of $138,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44108 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44108 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44108 can comfortably use conventional financing. The median home price of $138,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44108 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44108
To purchase the median home at $138,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,210.
Monthly Payment
$1,210
Income Required
$51,840
Principal & Interest
$852/mo
Down Payment (5%)
$6,915
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44108.
Estimated Monthly Payment
$1,006
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