58852 — Williams County, North Dakota Market Snapshot
Housing market data for zip code 58852 in Williams County, North Dakota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Williams County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$232,803
Days to Sell
84
Homes Sold
2
Inventory
5
Conforming Loan Available
Most homebuyers in 58852 can comfortably use conventional financing. The median home price of $232,803 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 84 days on average, 58852 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 58852 can comfortably use conventional financing. The median home price of $232,803 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 58852 are set at the county level.
2026 Loan Limits — Williams County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 58852
To purchase the median home at $232,803 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,934.
Monthly Payment
$1,934
Income Required
$82,871
Principal & Interest
$1,434/mo
Down Payment (5%)
$11,640
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 58852.
Estimated Monthly Payment
$1,591
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