58476 — Stutsman County, North Dakota Market Snapshot
Housing market data for zip code 58476 in Stutsman County, North Dakota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Stutsman County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$813,469
Days to Sell
8
Homes Sold
1
Inventory
N/A
Conforming Loan Available
The median home in 58476 at $813,469 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
58476 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 58476 at $813,469 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 58476 are set at the county level.
2026 Loan Limits — Stutsman County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 58476
To purchase the median home at $813,469 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,383.
Monthly Payment
$6,383
Income Required
$273,538
Principal & Interest
$5,012/mo
Down Payment (5%)
$40,673
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 58476.
Estimated Monthly Payment
$5,184
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