58420 — Stutsman County, North Dakota Market Snapshot
Housing market data for zip code 58420 in Stutsman County, North Dakota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Stutsman County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$89,900
Days to Sell
1
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 58420 can comfortably use conventional financing. The median home price of $89,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
58420 is an extremely competitive market with homes selling in just 1 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 58420 can comfortably use conventional financing. The median home price of $89,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 58420 are set at the county level.
2026 Loan Limits — Stutsman County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 58420
To purchase the median home at $89,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $839.
Monthly Payment
$839
Income Required
$35,948
Principal & Interest
$554/mo
Down Payment (5%)
$4,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 58420.
Estimated Monthly Payment
$706
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 58420. Tell us what you're looking for.