58501 — Burleigh County, North Dakota Market Snapshot
Housing market data for zip code 58501 in Burleigh County, North Dakota. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$228,500
Days to Sell
10
Homes Sold
11
Inventory
8
Sale-to-List
96.9%
New Listings
17
Price/SqFt
$153
Pending Sales
14
Conforming Loan Available
Most homebuyers in 58501 can comfortably use conventional financing. The median home price of $228,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
58501 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
The average home in 58501 sells for 3.1% below asking price (96.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 58501 can comfortably use conventional financing. The median home price of $228,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 58501 are set at the county level.
2026 Loan Limits — Burleigh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 58501
To purchase the median home at $228,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,901.
Monthly Payment
$1,901
Income Required
$81,458
Principal & Interest
$1,408/mo
Down Payment (5%)
$11,425
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 58501.
Estimated Monthly Payment
$1,564
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