27878 — Wilson County, North Carolina Market Snapshot
Housing market data for zip code 27878 in Wilson County, North Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Wilson County county page for broader data.
Market Sales Data
1 sales in 2021
Median Sale Price
$54,785
Days to Sell
124
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 27878 can comfortably use conventional financing. The median home price of $54,785 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 124 days on average, 27878 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 27878 can comfortably use conventional financing. The median home price of $54,785 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27878 are set at the county level.
2026 Loan Limits — Wilson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27878
To purchase the median home at $54,785 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $570.
Monthly Payment
$570
Income Required
$24,418
Principal & Interest
$338/mo
Down Payment (5%)
$2,739
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27878.
Estimated Monthly Payment
$489
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