27592 — Wake County, North Carolina Market Snapshot
Housing market data for zip code 27592 in Wake County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
86 sales in 2026 (year to date)
Median Sale Price
$429,420
Days to Sell
63
Homes Sold
86
Inventory
85
Sale-to-List
99.4%
New Listings
122
Price/SqFt
$193
Pending Sales
97
Conforming Loan Available
Most homebuyers in 27592 can comfortably use conventional financing. The median home price of $429,420 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 27592 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27592 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27592 can comfortably use conventional financing. The median home price of $429,420 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27592 are set at the county level.
2026 Loan Limits — Wake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27592
To purchase the median home at $429,420 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,440.
Monthly Payment
$3,440
Income Required
$147,432
Principal & Interest
$2,646/mo
Down Payment (5%)
$21,471
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27592.
Estimated Monthly Payment
$2,808
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