27591 — Wake County, North Carolina Market Snapshot
Housing market data for zip code 27591 in Wake County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
250 sales in 2026 (year to date)
Median Sale Price
$399,445
Days to Sell
46
Homes Sold
250
Inventory
267
Sale-to-List
99.2%
New Listings
348
Price/SqFt
$195
Pending Sales
289
Conforming Loan Available
Most homebuyers in 27591 can comfortably use conventional financing. The median home price of $399,445 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27591's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 27591 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27591 can comfortably use conventional financing. The median home price of $399,445 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27591 are set at the county level.
2026 Loan Limits — Wake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27591
To purchase the median home at $399,445 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,210.
Monthly Payment
$3,210
Income Required
$137,589
Principal & Interest
$2,461/mo
Down Payment (5%)
$19,972
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27591.
Estimated Monthly Payment
$2,622
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 27591. Tell us what you're looking for.