27513 — Wake County, North Carolina Market Snapshot
Housing market data for zip code 27513 in Wake County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$443,000
Days to Sell
33
Homes Sold
29
Inventory
32
Sale-to-List
98.8%
New Listings
47
Price/SqFt
$246
Pending Sales
37
Conforming Loan Available
Most homebuyers in 27513 can comfortably use conventional financing. The median home price of $443,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27513's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 27513 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27513 can comfortably use conventional financing. The median home price of $443,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27513 are set at the county level.
2026 Loan Limits — Wake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27513
To purchase the median home at $443,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,544.
Monthly Payment
$3,544
Income Required
$151,891
Principal & Interest
$2,730/mo
Down Payment (5%)
$22,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27513.
Estimated Monthly Payment
$2,892
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