28377 — Robeson County, North Carolina Market Snapshot
Housing market data for zip code 28377 in Robeson County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$287,000
Days to Sell
98
Homes Sold
14
Inventory
15
Sale-to-List
98.9%
New Listings
23
Price/SqFt
$121
Pending Sales
20
Conforming Loan Available
Most homebuyers in 28377 can comfortably use conventional financing. The median home price of $287,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 98 days on average, 28377 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 28377 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 28377 can comfortably use conventional financing. The median home price of $287,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28377 are set at the county level.
2026 Loan Limits — Robeson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28377
To purchase the median home at $287,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,349.
Monthly Payment
$2,349
Income Required
$100,667
Principal & Interest
$1,768/mo
Down Payment (5%)
$14,350
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28377.
Estimated Monthly Payment
$1,926
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