27350 — Randolph County, North Carolina Market Snapshot
Housing market data for zip code 27350 in Randolph County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$309,500
Days to Sell
28
Homes Sold
10
Inventory
9
Sale-to-List
100.7%
New Listings
13
Price/SqFt
$185
Pending Sales
8
Conforming Loan Available
Most homebuyers in 27350 can comfortably use conventional financing. The median home price of $309,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 27350 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 27350 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27350 can comfortably use conventional financing. The median home price of $309,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27350 are set at the county level.
2026 Loan Limits — Randolph County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27350
To purchase the median home at $309,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,521.
Monthly Payment
$2,521
Income Required
$108,055
Principal & Interest
$1,907/mo
Down Payment (5%)
$15,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27350.
Estimated Monthly Payment
$2,065
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