27565 — Person County, North Carolina Market Snapshot
Housing market data for zip code 27565 in Person County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
49 sales in 2026 (year to date)
Median Sale Price
$338,000
Days to Sell
48
Homes Sold
49
Inventory
83
Sale-to-List
97.0%
New Listings
94
Price/SqFt
$190
Pending Sales
64
Conforming Loan Available
Most homebuyers in 27565 can comfortably use conventional financing. The median home price of $338,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27565's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 27565 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 27565 can comfortably use conventional financing. The median home price of $338,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27565 are set at the county level.
2026 Loan Limits — Person County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 27565
To purchase the median home at $338,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,740.
Monthly Payment
$2,740
Income Required
$117,414
Principal & Interest
$2,083/mo
Down Payment (5%)
$16,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27565.
Estimated Monthly Payment
$2,242
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