28537 — Pamlico County, North Carolina Market Snapshot
Housing market data for zip code 28537 in Pamlico County, North Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Pamlico County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$72,500
Days to Sell
16
Homes Sold
1
Inventory
1
Conforming Loan Available
Most homebuyers in 28537 can comfortably use conventional financing. The median home price of $72,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 28537 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 28537 can comfortably use conventional financing. The median home price of $72,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28537 are set at the county level.
2026 Loan Limits — Pamlico County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28537
To purchase the median home at $72,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $705.
Monthly Payment
$705
Income Required
$30,234
Principal & Interest
$447/mo
Down Payment (5%)
$3,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28537.
Estimated Monthly Payment
$599
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