27712 — Orange County, North Carolina Market Snapshot
Housing market data for zip code 27712 in Orange County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
92 sales in 2026 (year to date)
Median Sale Price
$437,750
Days to Sell
28
Homes Sold
92
Inventory
92
Sale-to-List
98.6%
New Listings
138
Price/SqFt
$221
Pending Sales
99
Conforming Loan Available
Most homebuyers in 27712 can comfortably use conventional financing. The median home price of $437,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 27712 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 27712 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27712 can comfortably use conventional financing. The median home price of $437,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27712 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 27712
To purchase the median home at $437,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,504.
Monthly Payment
$3,504
Income Required
$150,167
Principal & Interest
$2,697/mo
Down Payment (5%)
$21,888
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27712.
Estimated Monthly Payment
$2,859
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