27514 — Orange County, North Carolina Market Snapshot
Housing market data for zip code 27514 in Orange County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
78 sales in 2026 (year to date)
Median Sale Price
$747,500
Days to Sell
24
Homes Sold
78
Inventory
113
Sale-to-List
99.2%
New Listings
158
Price/SqFt
$294
Pending Sales
100
Conforming Loan Available
The median home in 27514 at $747,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 27514 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 27514 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 27514 at $747,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 27514 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 27514
To purchase the median home at $747,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,877.
Monthly Payment
$5,877
Income Required
$251,876
Principal & Interest
$4,606/mo
Down Payment (5%)
$37,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27514.
Estimated Monthly Payment
$4,776
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