27809 — Nash County, North Carolina Market Snapshot
Housing market data for zip code 27809 in Nash County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$376,200
Days to Sell
116
Homes Sold
10
Inventory
24
Sale-to-List
99.2%
New Listings
12
Price/SqFt
$166
Pending Sales
11
Conforming Loan Available
Most homebuyers in 27809 can comfortably use conventional financing. The median home price of $376,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 116 days on average, 27809 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27809 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27809 can comfortably use conventional financing. The median home price of $376,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27809 are set at the county level.
2026 Loan Limits — Nash County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27809
To purchase the median home at $376,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,032.
Monthly Payment
$3,032
Income Required
$129,957
Principal & Interest
$2,318/mo
Down Payment (5%)
$18,810
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27809.
Estimated Monthly Payment
$2,478
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