28373 — Moore County, North Carolina Market Snapshot
Housing market data for zip code 28373 in Moore County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$304,500
Days to Sell
80
Homes Sold
10
Inventory
10
Sale-to-List
97.6%
New Listings
7
Price/SqFt
$202
Pending Sales
10
Conforming Loan Available
Most homebuyers in 28373 can comfortably use conventional financing. The median home price of $304,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 80 days on average, 28373 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 28373 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 28373 can comfortably use conventional financing. The median home price of $304,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28373 are set at the county level.
2026 Loan Limits — Moore County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28373
To purchase the median home at $304,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,483.
Monthly Payment
$2,483
Income Required
$106,413
Principal & Interest
$1,876/mo
Down Payment (5%)
$15,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28373.
Estimated Monthly Payment
$2,034
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 28373. Tell us what you're looking for.