28327 — Moore County, North Carolina Market Snapshot
Housing market data for zip code 28327 in Moore County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
77 sales in 2026 (year to date)
Median Sale Price
$485,920
Days to Sell
54
Homes Sold
77
Inventory
94
Sale-to-List
99.2%
New Listings
109
Price/SqFt
$201
Pending Sales
94
Conforming Loan Available
Most homebuyers in 28327 can comfortably use conventional financing. The median home price of $485,920 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
28327's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 28327 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 28327 can comfortably use conventional financing. The median home price of $485,920 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28327 are set at the county level.
2026 Loan Limits — Moore County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28327
To purchase the median home at $485,920 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,873.
Monthly Payment
$3,873
Income Required
$165,984
Principal & Interest
$2,994/mo
Down Payment (5%)
$24,296
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28327.
Estimated Monthly Payment
$3,157
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