27455 — Guilford County, North Carolina Market Snapshot
Housing market data for zip code 27455 in Guilford County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
124 sales in 2026 (year to date)
Median Sale Price
$381,500
Days to Sell
43
Homes Sold
124
Inventory
122
Sale-to-List
98.6%
New Listings
174
Price/SqFt
$185
Pending Sales
131
Conforming Loan Available
Most homebuyers in 27455 can comfortably use conventional financing. The median home price of $381,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27455's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 27455 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27455 can comfortably use conventional financing. The median home price of $381,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27455 are set at the county level.
2026 Loan Limits — Guilford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27455
To purchase the median home at $381,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,073.
Monthly Payment
$3,073
Income Required
$131,697
Principal & Interest
$2,351/mo
Down Payment (5%)
$19,075
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27455.
Estimated Monthly Payment
$2,511
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