27317 — Guilford County, North Carolina Market Snapshot
Housing market data for zip code 27317 in Guilford County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$282,500
Days to Sell
42
Homes Sold
42
Inventory
41
Sale-to-List
96.0%
New Listings
52
Price/SqFt
$183
Pending Sales
48
Conforming Loan Available
Most homebuyers in 27317 can comfortably use conventional financing. The median home price of $282,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27317's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 27317 sells for 4.0% below asking price (96.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 27317 can comfortably use conventional financing. The median home price of $282,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27317 are set at the county level.
2026 Loan Limits — Guilford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27317
To purchase the median home at $282,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,314.
Monthly Payment
$2,314
Income Required
$99,190
Principal & Interest
$1,741/mo
Down Payment (5%)
$14,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27317.
Estimated Monthly Payment
$1,898
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