27863 — Greene County, North Carolina Market Snapshot
Housing market data for zip code 27863 in Greene County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$304,450
Days to Sell
115
Homes Sold
52
Inventory
89
Sale-to-List
99.9%
New Listings
56
Price/SqFt
$172
Pending Sales
57
Conforming Loan Available
Most homebuyers in 27863 can comfortably use conventional financing. The median home price of $304,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 115 days on average, 27863 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27863 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27863 can comfortably use conventional financing. The median home price of $304,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27863 are set at the county level.
2026 Loan Limits — Greene County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27863
To purchase the median home at $304,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,483.
Monthly Payment
$2,483
Income Required
$106,397
Principal & Interest
$1,876/mo
Down Payment (5%)
$15,223
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27863.
Estimated Monthly Payment
$2,034
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