27596 — Granville County, North Carolina Market Snapshot
Housing market data for zip code 27596 in Granville County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
140 sales in 2026 (year to date)
Median Sale Price
$430,550
Days to Sell
43
Homes Sold
140
Inventory
165
Sale-to-List
99.3%
New Listings
203
Price/SqFt
$200
Pending Sales
171
Conforming Loan Available
Most homebuyers in 27596 can comfortably use conventional financing. The median home price of $430,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27596's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 27596 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27596 can comfortably use conventional financing. The median home price of $430,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27596 are set at the county level.
2026 Loan Limits — Granville County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27596
To purchase the median home at $430,550 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,449.
Monthly Payment
$3,449
Income Required
$147,803
Principal & Interest
$2,653/mo
Down Payment (5%)
$21,528
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27596.
Estimated Monthly Payment
$2,815
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