27537 — Franklin County, North Carolina Market Snapshot
Housing market data for zip code 27537 in Franklin County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$281,250
Days to Sell
30
Homes Sold
22
Inventory
37
Sale-to-List
96.7%
New Listings
34
Price/SqFt
$142
Pending Sales
32
Conforming Loan Available
Most homebuyers in 27537 can comfortably use conventional financing. The median home price of $281,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27537's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 27537 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 27537 can comfortably use conventional financing. The median home price of $281,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27537 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27537
To purchase the median home at $281,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,305.
Monthly Payment
$2,305
Income Required
$98,779
Principal & Interest
$1,733/mo
Down Payment (5%)
$14,063
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27537.
Estimated Monthly Payment
$1,891
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