27051 — Forsyth County, North Carolina Market Snapshot
Housing market data for zip code 27051 in Forsyth County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$291,015
Days to Sell
39
Homes Sold
19
Inventory
21
Sale-to-List
99.6%
New Listings
29
Price/SqFt
$187
Pending Sales
21
Conforming Loan Available
Most homebuyers in 27051 can comfortably use conventional financing. The median home price of $291,015 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27051's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 27051 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27051 can comfortably use conventional financing. The median home price of $291,015 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27051 are set at the county level.
2026 Loan Limits — Forsyth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27051
To purchase the median home at $291,015 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,380.
Monthly Payment
$2,380
Income Required
$101,986
Principal & Interest
$1,793/mo
Down Payment (5%)
$14,551
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27051.
Estimated Monthly Payment
$1,951
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