27613 — Durham County, North Carolina Market Snapshot
Housing market data for zip code 27613 in Durham County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
140 sales in 2026 (year to date)
Median Sale Price
$579,000
Days to Sell
20
Homes Sold
140
Inventory
112
Sale-to-List
99.8%
New Listings
225
Price/SqFt
$248
Pending Sales
177
Conforming Loan Available
Most homebuyers in 27613 can comfortably use conventional financing. The median home price of $579,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 27613 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 27613 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27613 can comfortably use conventional financing. The median home price of $579,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27613 are set at the county level.
2026 Loan Limits — Durham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 27613
To purchase the median home at $579,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,586.
Monthly Payment
$4,586
Income Required
$196,548
Principal & Interest
$3,568/mo
Down Payment (5%)
$28,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27613.
Estimated Monthly Payment
$3,733
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