27006 — Davie County, North Carolina Market Snapshot
Housing market data for zip code 27006 in Davie County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
60 sales in 2026 (year to date)
Median Sale Price
$441,750
Days to Sell
120
Homes Sold
60
Inventory
41
Sale-to-List
98.5%
New Listings
59
Price/SqFt
$196
Pending Sales
64
Conforming Loan Available
Most homebuyers in 27006 can comfortably use conventional financing. The median home price of $441,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 120 days on average, 27006 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27006 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27006 can comfortably use conventional financing. The median home price of $441,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27006 are set at the county level.
2026 Loan Limits — Davie County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27006
To purchase the median home at $441,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,535.
Monthly Payment
$3,535
Income Required
$151,480
Principal & Interest
$2,722/mo
Down Payment (5%)
$22,088
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27006.
Estimated Monthly Payment
$2,884
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 27006. Tell us what you're looking for.