27941 — Currituck County, North Carolina Market Snapshot
Housing market data for zip code 27941 in Currituck County, North Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Currituck County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$1,529,000
Days to Sell
29
Homes Sold
2
Inventory
6
Jumbo Loan Likely Needed
The median home in 27941 at $1,529,000 exceeds the 2026 conforming loan limit of $832,750 by $696,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 27941 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 27941 at $1,529,000 exceeds the 2026 conforming loan limit of $832,750 by $696,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 27941 are set at the county level.
2026 Loan Limits — Currituck County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $757,850 |
| 2 Units | $1,066,250 | $970,200 |
| 3 Units | $1,288,800 | $1,172,750 |
| 4 Units | $1,601,750 | $1,457,450 |
Affordability Snapshot — Zip 27941
To purchase the median home at $1,529,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,865.
Monthly Payment
$11,865
Income Required
$508,488
Principal & Interest
$9,421/mo
Down Payment (5%)
$76,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27941.
Estimated Monthly Payment
$9,613
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 27941.
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