27249 — Caswell County, North Carolina Market Snapshot
Housing market data for zip code 27249 in Caswell County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
66 sales in 2026 (year to date)
Median Sale Price
$331,745
Days to Sell
44
Homes Sold
66
Inventory
51
Sale-to-List
98.0%
New Listings
66
Price/SqFt
$176
Pending Sales
78
Conforming Loan Available
Most homebuyers in 27249 can comfortably use conventional financing. The median home price of $331,745 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27249's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 27249 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 27249 can comfortably use conventional financing. The median home price of $331,745 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27249 are set at the county level.
2026 Loan Limits — Caswell County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27249
To purchase the median home at $331,745 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,692.
Monthly Payment
$2,692
Income Required
$115,360
Principal & Interest
$2,044/mo
Down Payment (5%)
$16,587
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27249.
Estimated Monthly Payment
$2,203
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