28465 — Brunswick County, North Carolina Market Snapshot
Housing market data for zip code 28465 in Brunswick County, North Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Brunswick County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$731,500
Days to Sell
35
Homes Sold
1
Inventory
2
Conforming Loan Available
The median home in 28465 at $731,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
28465's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 28465 at $731,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 28465 are set at the county level.
2026 Loan Limits — Brunswick County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28465
To purchase the median home at $731,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,755.
Monthly Payment
$5,755
Income Required
$246,622
Principal & Interest
$4,507/mo
Down Payment (5%)
$36,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28465.
Estimated Monthly Payment
$4,677
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