28422 — Brunswick County, North Carolina Market Snapshot
Housing market data for zip code 28422 in Brunswick County, North Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Brunswick County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$278,582
Days to Sell
84
Homes Sold
2
Inventory
25
Conforming Loan Available
Most homebuyers in 28422 can comfortably use conventional financing. The median home price of $278,582 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 84 days on average, 28422 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 28422 can comfortably use conventional financing. The median home price of $278,582 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28422 are set at the county level.
2026 Loan Limits — Brunswick County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28422
To purchase the median home at $278,582 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,284.
Monthly Payment
$2,284
Income Required
$97,903
Principal & Interest
$1,717/mo
Down Payment (5%)
$13,929
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28422.
Estimated Monthly Payment
$1,874
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