28103 — Anson County, North Carolina Market Snapshot
Housing market data for zip code 28103 in Anson County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$322,000
Days to Sell
55
Homes Sold
21
Inventory
39
Sale-to-List
97.1%
New Listings
42
Price/SqFt
$216
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 28103 can comfortably use conventional financing. The median home price of $322,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
28103's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 28103 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 28103 can comfortably use conventional financing. The median home price of $322,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28103 are set at the county level.
2026 Loan Limits — Anson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28103
To purchase the median home at $322,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,617.
Monthly Payment
$2,617
Income Required
$112,160
Principal & Interest
$1,984/mo
Down Payment (5%)
$16,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28103.
Estimated Monthly Payment
$2,143
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