11962 — Suffolk County, New York Market Snapshot
Housing market data for zip code 11962 in Suffolk County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Suffolk County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$13,250,000
Days to Sell
26
Homes Sold
1
Inventory
N/A
Jumbo Loan Likely Needed
The median home in 11962 at $13,250,000 exceeds the 2026 conforming loan limit of $1,209,750 by $12,040,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 11962 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 11962 at $13,250,000 exceeds the 2026 conforming loan limit of $1,209,750 by $12,040,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11962 are set at the county level.
2026 Loan Limits — Suffolk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11962
To purchase the median home at $13,250,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $101,667.
Monthly Payment
$101,667
Income Required
$4,357,170
Principal & Interest
$81,642/mo
Down Payment (5%)
$662,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11962.
Estimated Monthly Payment
$82,151
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 11962.
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