13679 — St. Lawrence County, New York Market Snapshot
Housing market data for zip code 13679 in St. Lawrence County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the St. Lawrence County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$267,250
Days to Sell
23
Homes Sold
2
Inventory
9
Conforming Loan Available
Most homebuyers in 13679 can comfortably use conventional financing. The median home price of $267,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 13679 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 13679 can comfortably use conventional financing. The median home price of $267,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 13679 are set at the county level.
2026 Loan Limits — St. Lawrence County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 13679
To purchase the median home at $267,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,198.
Monthly Payment
$2,198
Income Required
$94,182
Principal & Interest
$1,647/mo
Down Payment (5%)
$13,363
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 13679.
Estimated Monthly Payment
$1,804
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 13679. Tell us what you're looking for.